Free resources
Medicare and Retirement Resources for Knoxville
Read up on your own time. Nothing here asks for your phone number.
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Three Things Worth Ten Minutes
Free, no sign up, and they will make any conversation you have later go faster.
The Knoxville Medicare Guide
Parts A, B, C and D explained without the jargon, how to pick a plan for your own situation, the enrollment deadlines, and how the penalties work.
Which Plan Fits You?
A two minute self assessment. Check off the statements that sound like you and see whether Advantage or a Supplement is the more natural starting point.
Medicare and Life Insurance FAQ
The questions we hear most from Knox County families, answered in a paragraph each rather than a sales page.
Quick answers
The Four Things People Ask First
When can I change my plan?
Open Enrollment runs October 15 through December 7 every year, and whatever you pick starts January 1. Outside that window you need a qualifying life event, so most changes wait for the fall.
What is the letter my plan sent in September?
That is the Annual Notice of Change. Plans have to mail it by September 30 and it lists exactly what your premium, drug list and network are doing on January 1. It is the one piece of plan mail worth reading.
What will my prescriptions cost in 2027?
Part D deductibles can go up to $700 next year, up from $615, and the cap on what you pay out of pocket for covered drugs rises to $2,400 from $2,100. Those ceilings apply whichever plan you choose.
Can I switch to a Supplement later?
Not freely. Tennessee has no Medigap birthday rule, so outside a guaranteed issue situation a carrier can ask health questions and decline you. Have that conversation before you drop anything.
From the blog
Recent Reading
Getting Ready for Open Enrollment
A five step prep checklist to work through before October 15, so comparing plans takes an afternoon instead of a month.
Your Annual Notice of Change
What to look for in the letter your plan mails by September 30, and what happens if you file it away unread.
Advantage vs. Supplement
How the two work differently, what each one really costs, and which questions decide it for most Knox County retirees.
Still Have a Question?
Ask it. There is never a cost or an obligation, and you will get an answer from a local agent rather than a call center.